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MAZDA Financial Services 101: How to Refinance a Car Loan

If your credit score has recently improved and you’re looking to get a lower interest rate, or if you just want to get your loan paid off sooner, refinancing your vehicle can be a great option. Mazda financial services can help you get started. The finance team at Scott Mazda goes over the ins and outs of refinancing to help you understand how it all works. more How Refinancing Works: Step-by-Step Refinancing your car loan involves replacing your existing loan with a new one. Here are the steps to take when considering refinancing: Check your credit score: Paying all your bills on time has likely improved your credit score. See where your score is to determine if you would benefit from refinancing. Begin applying: Apply to several automotive lenders so that you can see what sort of rates are available to you. Submitting all your applications within 14 days of one another helps to minimize any negative impact on your credit score. Compare your offers: Take time to compare all your offers to ensure you get the monthly payment that fits your budget. Choose your loan term: Choosing between a longer or shorter-term loan will depend on your situation. With a short-term loan, you will pay less interest and get the loan paid off sooner, but your payments will be higher. Your monthly payments will be lower for a longer-term loan, but you will pay more in interest overall. You can use our online monthly payment calculator to model your payments. Things to Keep in Mind When Refinancing Your Vehicle Before you refinance, check if your current loan has any prepayment penalties or fees associated with paying off your loan early. Additionally, if you are underwater on your loan, getting approved for refinancing might be more difficult. Older vehicles may be tougher to refinance as most lenders don’t refinance vehicles that have experienced major depreciation. Contact MAZDA Financial Services in Allentown, PA The finance experts at Scott Mazda are here to help you lower your monthly payments to meet your budget, or get you set up with a plan that helps you pay off your vehicle faster. Contact us or schedule an appointment with our team to learn more about refinancing your vehicle in Allentown, PA.

5 Signs It's Time to Visit Our MAZDA Service Center

A Mazda vehicle is a steadfast and reliable companion, but even the most dependable vehicles need routine care to stay in top shape. Here are five signs your vehicle may be giving you that indicate it’s time to visit the Mazda service center at Scott Mazda. more Check Engine Light The Check Engine light is the most universal signal that something isn't quite right. Don't ignore it! Our certified technicians can diagnose the issue and get your Mazda vehicle back on track with high-quality and efficient repairs. Decreased Performance Is your Mazda vehicle feeling sluggish or less responsive than it used to be? This could indicate a problem with the engine, transmission, or other vital components. Our service center has the expertise to pinpoint the cause and restore the driving quality of your Mazda car. Hearing Strange Noises Clunking, grinding, or squealing noises are never a good sign. These noises can point to worn-out brakes, suspension issues, or other problems that need attention. If you hear something strange, be sure to have it checked out before it turns into a larger issue. Unusual Vibrations Feeling a vibration in the steering wheel, seat, or floorboard can be unnerving. Imbalanced tires, worn suspension components, or engine issues could be the root cause and warrant further attention. Fluid Leaks Leaks of oil, coolant, or other fluids can signal potential problems. Our service center can restore your fluid levels and identify any critical leaks. Regular oil changes can also help prevent leaking oil and minimize damage to your engine. Visit Our Trusted MAZDA Service Center in Allentown, PA Even if it’s outside of your regular maintenance schedule, if you’re experiencing any of the above, it’s important to have your vehicle looked at before larger issues arise. Schedule your service appointment today at Scott Mazda and keep your Mazda vehicle running in peak condition.

What Makes MAZDA Vehicles So Reliable?

At Scott Mazda, we understand that you need a car you can count on daily. That’s why Mazda reliability is such a big factor for customers to our dealership. These cars are renowned for their dependability, but what exactly makes Mazda cars so trustworthy? more Engineering Excellence The engineers at Mazda are passionate about creating vehicles that are both fun to drive and long-lasting. Their innovative design and SKYACTIV® TECHNOLOGY further enhance its dependability and quality. SKYACTIV® TECHNOLOGY encompasses a range of fuel-efficient and durable engines, transmissions, and a lightweight chassis and body. This unique technology minimizes internal friction and wear, leading to a longer lifespan for your Mazda vehicle. Safety Features New Mazda vehicles come outfitted with an i-ACTIVSENSE® arsenal of safety technology to ensure peace of mind on every drive. This encompasses standard and available features like blind-spot monitoring, lane departure warning, and adaptive cruise control. With features like this, it’s no wonder the Mazda brand earned the most IIHS Top Safety Pick+ awards of any brand in 2024. Outstanding Ownership Experience Owning a Mazda vehicle is a worry-free experience thanks to their excellent warranty coverage. This includes a 36-month/36,000-mile New-Vehicle Limited Warranty and a 60-month/60,000-mile Powertrain Limited Warranty. Drivers opting for the pre-owned route will love Mazda Certified Pre-Owned vehicles, which come with additional warranty protection along with a 160-point inspection. Experience MAZDA Reliability First-Hand in Allentown, PA Ready to get behind the wheel of a reliable Mazda vehicle at Scott Mazda? Our knowledgeable team can help you find the perfect Mazda model to suit your needs and budget. Visit us to take an in-depth look at our new and pre-owned Mazda vehicles available in Allentown, PA.

MAZDA Financial Services 101: Getting Pre-Approved

Are you shopping for a new or pre-owned Mazda vehicle in Allentown, PA? Streamline the financing process and get pre-approved with our Mazda Financial Services team at Scott Mazda. Learn about our quick and easy process that helps you get behind the wheel of one of our Mazda vehicles. more Pre-Approval Process Getting pre-approved for Mazda financing helps you know exactly how much car you can comfortably afford before you visit our dealership, and it’s as easy as ever to do. Fill out our secure online application with basic details like your contact information, income, and what vehicle you’re looking for. You’ll also have the option to add a co-applicant. Why Get Pre-Approved? Getting pre-approved means you've already secured loan approval and a credit check, which will save you valuable time while you shop for your perfect Mazda model at our dealership. Our Mazda finance team can help you determine a comfortable down payment and estimate monthly payments after selecting your desired vehicle. Knowing your budget beforehand also reduces anxiety about financing. You can focus on finding the perfect Mazda vehicle that fits your needs and lifestyle. Pre-approval ensures you won't be surprised by unexpected financing limitations. The pre-approval process typically leads to better interest rates and an understanding of your loan terms upfront, meaning you’ll have a stronger position to negotiate from. Get Pre-Approved with MAZDA Financial Services in Allentown, PA Understanding your financing options will help you find the perfect Mazda car and drive off the lot with confidence. After completing our pre-approval application, visit Scott Mazda in Allentown, PA, so our Mazda finance team can assist you with purchasing your next Mazda vehicle.

2021-01-04

Why Buy Cars from a Scott Dealer?

Looking to upgrade your ride as a driver near Bethlehem, PA? At Scott Mazda, we're your trusted source for everything about the Mazda brand and offer an exceptional car-buying experience. Here's a glimpse at what your trusted Scott dealer can do for you. more Unparalleled Customer Service Customer service is our top promise. Our friendly and professional team is dedicated to making your car-buying journey smooth and simple. We are here to answer your questions about our Scott cars and guide you toward the perfect vehicle for your lifestyle. Comprehensive Inventory Our showroom boasts an impressive selection of new Mazda vehicles and pre-owned Mazda vehicles. From the sporty Mazda3 Sedan to the luxurious Mazda CX-9 and the fuel-efficient Mazda CX-5, we have a car to match your driving preferences and budget. Expert Knowledge Our team is composed of people who are passionate about the Mazda brand and knowledgeable about most Mazda models’ features and capabilities. We can answer any questions about the vehicle’s specs and help you choose the vehicle that perfectly fits your lifestyle. Competitive Pricing A dream car shouldn't break the bank. That's why Scott Mazda offers competitive pricing on our Scott cars. We also have various financing options to suit your budget, making it easier to get behind the wheel of the car you love. Warranty and Maintenance Support Every new Mazda vehicle has a comprehensive warranty, providing peace of mind. Our certified technicians are also here for all your maintenance needs, ensuring your new or pre-owned vehicle stays in peak condition. Chat with a Scott Dealer in Allentown, PA Scott Mazda ensures the best experience for our customers with top-tier service and a comprehensive inventory of Scott cars. Visit our dealership today to start your car-buying journey with confidence!

Mazda Canada Inc--2021 Mazda CX-3- Dynamic Driving in a Subcompa

New Models Like the 2021 MAZDA CX-3

If you admire the 2021 Mazda CX-3 for its elegant design and premium features, you'll be delighted by the newest Mazda SUVs available at Scott Mazda. Even though the Mazda CX-3 was discontinued in 2022, our 2024 Mazda lineup in Allentown, PA, features plenty of great alternatives to this model. more MAZDA CX-30 The 2024 Mazda CX-30 takes the subcompact crossover experience up a notch with its dynamic handling and refined interior. Equipped with a comprehensive infotainment system that includes voice recognition, this model ensures seamless connectivity and safety through advanced driver aids like adaptive cruise control, making every drive smooth and enjoyable. MAZDA CX-5 The Mazda CX-5 is a compact SUV designed for comfort and performance. Its robust engine is perfect for highway driving and offers a luxurious interior crafted from premium materials. This model doesn't just carry passengers; it carries them in style with up to 59 cubic feet of cargo space and optional ambient lighting for an elevated atmosphere. MAZDA CX-50 If you want something larger, the Mazda CX-50 offers a compact design with a longer body, providing additional space and zippy acceleration. It’s perfect for staying connected with features like wireless Apple CarPlay®, Android Auto™, and a built-in Wi-Fi hotspot. MAZDA CX-9 For those needing more room, the Mazda CX-9 is an excellent choice. This midsize SUV accommodates up to seven passengers without compromising luxury or safety. With advanced safety features and a moonroof, every journey is safe and spectacular. MAZDA CX-90 The flagship of the Mazda SUV lineup, the Mazda CX-90, exudes power and elegance with its turbocharged engines and refined design. The intuitive infotainment system and available plug-in hybrid option make it a top choice for any kind of driver in Allentown, PA. Find the Perfect MAZDA CX-3 Alternative in Allentown, PA Ready to find the perfect Mazda vehicle for your lifestyle? Visit Scott Mazda for unparalleled service and expertise. Take a test drive and discover how Mazda SUVs can elevate your driving experience.

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2020 MAZDA Miata vs. the Newest Model: What’s New?

The legendary Mazda MX-5 Miata continues to be a favorite for Lehigh Valley, PA drivers. At Scott Mazda, we understand the rich history and thrill of driving this iconic roadster. However, with the newest model year, an important question arises: Should you choose a pre-owned 2020 Mazda MX-5 Miata or spring for the latest 2024 Mazda MX-5 Miata? We’ll help to answer this below. more Budget and Value The 2020 Mazda MX-5 Miata shines when it comes to affordability. You'll find a more comprehensive selection of pre-owned options at a significant price difference compared to a brand-new 2024 model. Choosing this option can be a game-changer, especially for first-time convertible buyers. Features and Technology The 2024 Mazda MX-5 Miata boasts many technological advancements. Expect an available infotainment system with smartphone integration, a three-spoke leather-wrapped steering wheel, and an available nine-speaker Bose® audio system. While the 2020 model prioritizes a more classic driving experience, the 2024 model caters to those who desire a blend of classic roadster spirit with modern features. Thrilling Performance The core elements that define the Mazda MX-5 Miata are its engaging handling and exhilarating performance. The 2020 and 2024 models feature the zippy 2.0-liter four-cylinder engine. However, the 2024 Mazda MX-5 Miata produces an impressive 181 horsepower, making every drive memorable. Warranty and Peace of Mind The comprehensive factory warranty is a significant perk of the 2024 Mazda MX-5 Miata, giving you peace of mind. While a pre-owned 2020 model might have some remaining warranty coverage depending on the miles driven on the vehicle, it won't be as comprehensive as a new vehicle warranty unless you find a Certified Pre-Owned Mazda model. Test Drive Your Dream 2020 MAZDA MX-5 Miata in Allentown, PA Visit Scott Mazda and explore our new and pre-owned Mazda MX-5 Miata convertibles. Our friendly staff can answer your questions and help you find the perfect Mazda MX-5 Miata for your budget and driving needs. Let's get you behind the wheel of one of these sporty convertibles!

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Sporty Features of the 2024 MAZDA MX-5 Miata RF

The storied legacy of Mazda racing heritage lives on in the exhilarating 2024 Mazda MX-5 Miata RF. This two-seat convertible isn't just a car; it's an open invitation to rediscover the joy of driving. Here at Scott Mazda, we know you'll be impressed by the Mazda MX-5 Miata RF’s combination of power, precision, and technology. more Unlock True Power Thanks to its energetic engine, the 2024 Mazda MX-5 Miata RF surges from zero to 60 mph in a thrilling 5.8 seconds. Feeling the wind in your hair as you reach a top speed of 137 mph is an unforgettable experience. With its racing DNA coursing through its veins, this Mazda is ready to conquer every curve and leave you breathless. Embrace the Thrill of Control Engineered for precision handling, the Mazda MX-5 Miata RF instills confidence behind the wheel. Kinematic Posture Control minimizes body roll during cornering, keeping you in control. The near-perfect 50/50 weight distribution provides exceptional balance and agility, allowing you to carve through corners easily. Stay Connected to the Drive The 2024 Mazda MX-5 Miata RF isn't just about pure driving thrills; it also seamlessly connects you with the latest technology. Apple CarPlay® integration lets you stay in touch with calls and messages, while the premium Bose® audio system elevates your soundtrack for every journey. Voice control your music with Alexa Built-In or utilize the multifunction Commander control for a distraction-free experience. Mazda Connected Services provides remote access to vehicle information so you can stay informed wherever you roam. Experience the Sporty 2024 MAZDA MX-5 Miata RF at Scott MAZDA The only way to truly understand the magic of the 2024 Mazda MX-5 Miata RF is to get behind the wheel. Visit Scott Mazda dealership in Allentown, PA for a test drive. Explore the exhilarating performance, precision handling, and innovative technology firsthand.

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2025 MAZDA CX-70 PHEV: An In-Depth Look

We're thrilled to introduce the groundbreaking 2025 Mazda CX-70 PHEV at Scott Mazda. This innovative SUV boasts a next-generation plug-in hybrid powertrain, offering a thrilling driving experience without sacrificing fuel efficiency. Explore this standout model today at our dealership. more One-of-a-Kind Powertrain The heart of the Mazda CX-70 PHEV lies in its groundbreaking powertrain. This intelligent system seamlessly combines a 2.5-liter gas engine and a powerful electric motor fueled by a 17.8 kWh battery pack. This dynamic duo delivers an impressive 323 horsepower and 369 lb-ft of torque, ensuring a smooth and responsive ride. Enjoy the freedom of electric driving with an estimated range of 26 miles on a single charge — perfect for your daily commute or errands around Lehigh Valley, PA. Confident Handling for Every Road The Mazda CX-70 PHEV isn't just any other Mazda SUV for sale. Its power can handle any terrain with confidence. Experience the following: Standard i-ACTIV AWD® system: Provides superior traction on wet or uneven surfaces, giving you peace of mind in any weather condition. Kinematic Posture Control: Minimizes body roll during sharp turns, keeping your driving experience comfortable and controlled. Adapting to Your Needs with Drive Modes The Mazda CX-70 PHEV empowers you to customize your driving experience with the standard Mi-Drive system. Choose from: Sport mode: For exhilarating acceleration Off-Road mode: For tackling challenging terrain Towing mode: For hauling cargo with ease EV mode: Enjoy the quiet efficiency of electric driving for short trips around Lehigh Valley, PA Comfort and Technology at Your Fingertips Step inside the Mazda CX-70 PHEV's luxurious cabin and discover a haven of comfort and technology. Stay connected and entertained with in-cabin tech like standard Android Auto™ and Apple CarPlay® compatibility. Plus, control your car with your voice using the integrated Alexa support. Explore the 2025 MAZDA CX-70 PHEV at Scott MAZDA Visit Scott Mazda in Lehigh Valley, PA, to see the 2025 Mazda CX-70 PHEV firsthand. Explore its power, experience its smooth handling, and discover the luxurious interior during your drive. Let's embark on a journey towards a future of thrilling and eco-conscious driving together.

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Luxurious Trim Levels of the 2025 MAZDA CX-70

The all-new 2025 Mazda CX-70 has arrived at Scott Mazda, and we're thrilled to introduce you to this exceptional mid-size SUV. The Mazda CX-70 blends sporty design for active lifestyles with a luxurious interior, ample cargo space, and powerful electrified engines. To meet the diverse needs of our Lehigh Valley, PA customers, the Mazda CX-70 boasts seven distinct trim levels — let's delve into what each offers. more MAZDA CX-70 3.3 Turbo Preferred This value-packed option boasts a 280-horsepower turbocharged engine, standard all-wheel drive, heated leather seats, and Alexa Built-in convenience. MAZDA CX-70 3.3 Turbo Premium Elevate your driving experience with 21-inch wheels, a fully digital instrument cluster, an impressive 5,000-lb towing capacity, and Mi-Drive with a Tow Mode. MAZDA CX-70 3.3 Turbo Premium Plus Indulge in the comfort of ventilated Nappa leather seats, a panoramic moonroof, a 150-volt outlet, and a 360° View Monitor for enhanced safety. MAZDA CX-70 3.3 Turbo S Premium Unveil the exhilarating power of the 340-horsepower engine, personalize your driving experience with the Driver Personalization System, and enjoy heated and ventilated front seats. MAZDA CX-70 3.3 Turbo S Premium Plus Immerse yourself in luxury with tan Nappa leather, a two-toned steering wheel, ambient footwell lighting, and a 150-watt outlet in the cargo area. MAZDA CX-70 PHEV Premium Embrace efficiency with the plug-in hybrid powertrain offering 323 horsepower, a convenient 1500W charging outlet, and rain-sensing wipers for added comfort. MAZDA CX-70 PHEV Premium Plus This vehicle combines eco-friendly driving with premium comfort, thanks to ventilated leather seats, heated rear seats, and a 360° View Monitor with advanced features like See-Through View and Trailer Hitch View. Get Ready for the 2025 MAZDA CX-70 at Scott Mazda If the feature-packed 2025 Mazda CX-70 ignites your passion for adventure, visit Scott Mazda in Lehigh Valley, PA, today! Explore our extensive inventory of new vehicles, including your dream Mazda SUV for sale. Our friendly finance team will answer your questions and create a personalized financing plan for your budget.

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5 Common Mistakes to Avoid When Buying a Pre-Owned MAZDA

If you buy the right model, you can enjoy a pre-owned Mazda for years. However, it’s important to avoid the common mistakes many pre-owned car buyers make. We’re taking a closer look at Scott Mazda. more Skipping the Research Every driver has different needs for a vehicle. It’s important to research models before you buy them to see which ones meet your requirements. You should also go online and check reviews from current owners. Not Getting Pre-Approved We suggest that you get pre-approved before you shop. This way, you’ll know what you can afford and get an estimate of your payments and rates. Ignoring the History Report It’s important to look at a pre-owned vehicle’s history report to check whether it has received regular service or been in any accidents. The report will also have valuable information such as the number of owners, the odometer reading, and title information. Skipping the Test Drive Even if a vehicle looks good on paper, it may not be right for you. Take a test drive to ensure you feel comfortable behind the wheel. You also want to make sure the vehicle doesn’t have any issues from the previous owner. Overlooking MAZDA Certified Pre-Owned Models Mazda Certified Pre-Owned cars may be slightly more costly than a typical pre-owned vehicle, but they include many perks that you don’t want to ignore. These vehicles go through a meticulous inspection to qualify, and they also include warranty coverage. Explore Our Pre-Owned MAZDA Inventory in Allentown, PA We have many quality pre-owned models to choose from at Scott Mazda. We encourage you to stop in and shop with our team. We can help you upgrade to the perfect pre-owned Mazda car or SUV today!

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MAZDA Financial Tips: The 20/4/10 Rule

Financing can be hugely beneficial for many drivers, if done right. It’s important to set up your loan with the right parameters. That’s where the 20/4/10 rule comes in, which our Mazda financial experts are outlining at Scott Mazda. more What is the 20/4/10 Rule? The 20/4/10 rule was designed to give car buyers a guideline to follow when financing a new car. However, it’s not necessarily a rule, but more so a tip. This “rule” helps you set up parameters for your loan to help you make the best financial decision. 20% Down Payment The ‘20’ is the first parameter of the rule. This refers to your down payment. If possible, you should aim to make a down payment of at least 20 percent when purchasing your vehicle. This helps offset the depreciation that occurs when you first purchase a new car, which can help you avoid becoming upside down in your loan. Plus, it will lower the amount you have to borrow, which shrinks your monthly payments. Four-Year Loan Length In the 20/4/10 rule, the ‘4’ refers to your loan length. Auto loans can range anywhere from 24 to 84 months total. However, you should aim for a loan length of around four years, if possible. It’s still long enough to keep your payments manageable but keeps your interest costs down. 10% Auto Expenses The ‘10’ is the final parameter of the guideline. You should strive to keep your auto payments and car-related expenses under 10 percent of your monthly take-home income. You can use our virtual Mazda payment calculator to quickly get an estimate of the monthly payments you can expect. Apply for MAZDA Financing in Allentown, PA For assistance navigating your budget and financing terms, contact our expert team. Visit Scott Mazda to apply for Mazda financing today!

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