Your Smart Car-Buying Sidekick from Scott Mazda

That shiny number on the windshield? It’s just the beginning. The real cost of owning a vehicle goes well beyond the price tag – and if you want to make a smart decision (who doesn’t?), it pays to look at the full picture. At Scott Mazda in Allentown, we’re here to help you size up the numbers so you know exactly what you're getting into before you fall in love with that sleek Mazda3 or bold CX-50.

Let’s break it down.

What Goes Into Vehicle Ownership Costs?

Here are the key categories that make up the true cost of ownership:

Depreciation

This is the silent budget-buster. Depreciation is the loss in value your vehicle experiences over time, and it’s usually the biggest cost of all. New vehicles lose the most value in the first few years, so if you’re weighing new vs certified pre-owned, keep that in mind.

Mazdas are known for holding value well, which already puts you ahead of the game.

Fuel Costs

Fuel is easy to overlook because it’s paid in small chunks, but it adds up quickly. Consider how often you drive, the price of gas in Pennsylvania, and the MPG ratings of the vehicle you’re considering.

Scott Mazda offers fuel-efficient options across the lineup, including SKYACTIV® engines and plug-in hybrid models, helping you save more with every mile.

Insurance

Every driver needs coverage, but rates can vary based on the vehicle’s age, type, safety ratings, and your driving history. Sportier models may carry higher premiums, while a top-rated safety vehicle like the Mazda CX-5 can keep insurance costs in check.

Pro tip: Ask your insurance company for quotes before you buy. You might be surprised how much it impacts your monthly total.

Maintenance and Repairs

All vehicles need routine care – oil changes, tire rotations, brake inspections – but some cost more to maintain than others. Mazda vehicles are known for affordable, long-term reliability, especially when you stick with routine maintenance at Scott Mazda’s service center.

Consider whether the vehicle is still under warranty or if it qualifies for a certified pre-owned protection plan.

Financing

Unless you’re paying in full, interest charges on a vehicle loan can increase the total cost of ownership. Shop smart by comparing loan offers, checking your credit score, and exploring financing options with our team at Scott Mazda. We'll walk you through the math with no pressure and clear answers.

Need Help Running the Numbers?

Our team at Scott Mazda is happy to walk you through side-by-side comparisons and talk through long-term costs for any vehicle in our lineup. Whether you’re browsing new or certified pre-owned options, we’ll help you choose the right match for your budget and lifestyle.

Make the Smart Move with Scott Mazda

Buying a vehicle should feel good now and later. Understanding the total cost of ownership gives you the confidence to choose a vehicle that works for you, not just today, but for years to come.

Smarter choices start here – let’s find your Mazda match.

*Disclaimer: This content was drafted with AI assistance for initial drafting, reviewed by a subject-matter expert for accuracy, and edited by our team of writers and editors.